As the economy is developing so rapidly, people’s attitude towards life is changing at the same time. Credit cards are becoming more and more popular. but what advantages and disadvantages do they have?
Firstly, it is quite convenient and safe for us to use a credit card. Cash-stolen does not exist in this way. People now take a card instead of a heavy purse wherever they go. Secondly, credit cards represent great honour. People using credit cards shows his special identity and draw others attention.
On the other hand, credit cards are not always that good. Credit cards can lead to overspending somehow. People pay more than they have and then get busy paying off. Furthermore the credit card cheating happens more often.
In my opinion, credit cards do good in our life. But we should use them carefully. Only when used credit cards properly can make contribution to a more convenient and safer life.
翻译
随着经济的发展如此迅速,人们的生活态度也随之在发生改变。信用卡正变得越来越流行。但他们有什么优点和缺点?
首先,使用安全信用卡相当方便和安全。这种方式不会有现金被盗的问题。人们无论在什么地方都只需要一张卡,而不再是一个重重的钱袋。其次,信用卡代表极大的荣誉。使用信用卡的人展示了他的特殊身份会吸引别人的注意。
另一方面,信用卡并不总是良好的。信用卡有时会导致超支。人们要支付比他们拥有的多的钱,他们就要忙着去还钱。此外,信用卡诈骗更多地常常发生。
在我看来,信用卡在我们的生活中是很好的。但是,我们应该仔细。只有当使用信用卡时可以更方便,更安全时我们才使用。
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